Lease To Purchase your dream home in your dream neighborhood today. Apply now! The Fresh Start Lease To Purchase (LTP) Program allows families that were hit by the down turn in The US economy and the housing market crash, the ability to get back into the home of your dreams in your dream neighborhood. Basic qualifiers: FICO score above 550, Gross income above $4,200 per month, < 40% FE DTI, 8-13% down payment, On the "Road To Recovery". Contact a local Fresh Start Certified Agent: 1. Apply using our short application...its free! 2. A Fresh Start Housing Counselor will contact you and share how the LTP program works 3. Once approved, you will be given a "cash voucher" to shop for your new home with a Fresh Start Certified Agent. 4. Fresh Start Investor will purchase your dream home and lease option it to you. 5. You have 6 years to secure a mortgage of your choice to "option" into your dream home. 6. You mortgage into the home and keep the appreciation above the preset buy back price (purchase price increases 1-3% per year over price paid for home.)